Business Intelligence and Green IT

SaaS and Cloud Computing are ‘green’. They enable companies to reduce their data center investments and allow employees to reduce their time commuting. While reducing our carbon footprint is good for society, leveraging shared services is also good for corporate wallets.  Cloud computing, Software as a Service (SaaS) and virtualization become potent carbon-reduction tools when […]

Working Capital Management and BI - Part III

Where is Working Capital Analysis Most Critical? On the one hand, working capital is always significant. This is especially true from the lender’s or creditor’s perspective, where the main concern is defensiveness: can the company meet its short-term obligations, such as paying vendor bills?
But from the perspective of equity valuation and the company’s growth prospects, […]

Working Capital Management and BI - Part II

Working Capital Cycle: The basic objective of financial management is to maximize shareholders wealth. This objective can be achieved when the company earns sufficient profits. The amount of profits largely depends on the magnitude of sales. But, sales do not convert into cash instantly. There is time lag between the sale of goods and the […]

Working Capital Management and BI - Part I

The perfect world does not require or concentrate about current assets or current liabilities because there would not be uncertainty, no transaction costs, information search costs, scheduling costs or production and technology constraints. The unit cost of production would not vary with the quantity produced. Capital, Labour and products markets shall be perfectly competitive and […]

Working Capital CFO Dashboard

Drive your Business Momentum with CFO Dashboard for Working Capital
How to Release LIQUID component of your Working Capital in this recessionary scenario?
The Answer is very simple. Just analyze the working capital structure & focus on the areas in which unnecessarily Working Capital is blocked.  Do you think that it is so simple to interpret the […]

Questions Sales Managers often ask!

As companies shift their attention from fighting the recession to getting the most from their targets, Sales Managers must keep themselves focused.
The recession and its shocks to the real economy has put Sales Managers on the front lines, as they implement sales policies and measures to help companies survive the recession.  Now, as an eventual […]

Operational BI for Banking

Operational BI embeds analytical processes within the operational business structure to support near real-time decision making and collaboration. This characteristic fundamentally changes the way how data is used, where it exists and how it is accessed.  This change is rapidly exposing the limitations of traditional analytical tools.
Operational BI helps businesses make more informed decisions and […]

BI usage in Banking

Business Intelligence tools are being used by banks for historical analysis, performance budgeting, business performance analytics, employee performance measurement, executive dashboards, marketing and sales automation, product innovation, customer profitability, regulatory compliance and risk management. Let us take a look at some of these applications.
Historical Analysis (time-series)
Banks analyse their historical performance over time to be able […]

Information needs of Banking

The information requirements of banking business differ from other businesses on account of the following:
a. Banking converts money into information and vice-versa
Modern banking offers a large variety of services. But the most fundamental activity of any bank is ‘accepting deposits for purposes of lending’. By accepting deposits it converts money into a piece of information […]

Business Intelligence As A Service (BaaS)

Software-as-a-service (SaaS) BI, On-Demand BI, Subscription based BI, Platform based BI, Grid Computing BI, Hosted BI, BI in the Cloud are all different terms which go hand-in-hand.
Business intelligence As A Service (BaaS or BIaaS) benefits address various business user and IT challenges. What is Cost effective – “Pay as you go”, Scalable, Quick deployment – […]