Where is Working Capital Analysis Most Critical? On the one hand, working capital is always significant. This is especially true from the lender’s or creditor’s perspective, where the main concern is defensiveness: can the company meet its short-term obligations, such as paying vendor bills?
But from the perspective of equity valuation and the company’s growth prospects, [...]

Posted on June 22nd, 2009 by Guest
Filed under: Business Intelligence, Emerging Trends, View Points & Perspective | 1 Comment »

Business Intelligence tools are being used by banks for historical analysis, performance budgeting, business performance analytics, employee performance measurement, executive dashboards, marketing and sales automation, product innovation, customer profitability, regulatory compliance and risk management. Let us take a look at some of these applications.
Historical Analysis (time-series)
Banks analyse their historical performance over time to be able [...]

Posted on May 7th, 2009 by Ashwin Dedhia
Filed under: Business Intelligence, Emerging Trends | 1 Comment »

Leverage your Business Information: There is a need in Financial Services organisations to develop an enterprise-wide platform to manage information and turn it into Business Intelligence (BI). BI helps financial institutions to manage risk, detect fraud, leverage customer insights and gain visibility into their profitability, but few have deployed them to maximum effect. The evolution of product [...]

Posted on April 20th, 2009 by Ashwin Dedhia
Filed under: Business Intelligence, View Points & Perspective | No Comments »

Drive & control better bank branch operations performance through customer-segment and product level planning, analysis, and reporting.
For most banks, managing customers effectively at the branch level is critical to success. Drawing demand deposits from consumers and small businesses funds the crucial lending activities that drive bank profits. Consider the importance of attracting the right customers, [...]

Posted on February 2nd, 2009 by Ashwin Dedhia
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Risky Decisions Translate to Risky Business – This can be due to a negative impact of latency in your data availability.
Today virtually all companies continue to face the prospect of uncertain economic and market conditions.  There has to be a growing emphasis on enterprise-wide Intelligent Risk Management, whereby all categories of risks across the business [...]

Posted on January 19th, 2009 by Ashwin Dedhia
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There are specific cases where in there is a need to use BI for auditing of accounts and relevant transactions. Normal ERP or accounting packages have some level of control mechanism to help auditors scan transactions but when it need to do analytics it has limitations.
Business Intelligence comes in very much handy for auditors or [...]

Posted on January 14th, 2009 by Sanjay Mehta
Filed under: Business Intelligence, Emerging Trends, View Points & Perspective | No Comments »